Open Credit Loans

 

We offer referrals for lines of credits, variable loans and instalment loans.

You can reimburse the principal, interest and fees on your next payday or over a pre-scheduled period.
YOU DECIDE!

Money to Lend

offers referrals for:

Variable loan
advances

Guarantor
services

Fast same
day service

Secure SSL
128bit

Easy to 
qualify

You’ll benefit from an extra amount of money in your budget giving you the freedom to:

  • Catch up on your rent
  • Unexpected car repairs
  • Do extra shopping
  • Have extra spending money
  • Even to just spoiling yourself

At MoneyToLend.ca you’ll be served by an excellent team of brokers whose highest priority is your satisfaction.

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Just 3 Easy Steps!

application-icon

Step 1

Fill out application and IBV
(Instant Bank Verification)

approved-stamp-short-term-loan

Step 2

Approval Process

money-deposit

Step 3

Bank Deposit

 

Approval amount is based on an evaluation of your ability to repay

Simple and fast, usually approved within 2 hours and funds can be deposited immediately after approval.

  • 24 hour email & application service
  • Customer Service: 10am-4pm Monday - Wednesday
    9am-6pm Thursday & Friday

DISCLAIMER

All loans are subject to credit and underwriting approval. 

MoneyToLend is a referal business, not a lender.

Additional Information

Annual percentage rate (APR)

The interest rate on the credit limit is 18-21%. When the transaction fees are added, the total overall effective annual rate will not exceed 22%.

Example of refund:

A variable credit with a $500 limit will have minimum weekly payments of approximately $62.00. This information is given for example purposes only and includes a weekly membership fee and or guarantor fee prorated based on your pay cycle. 

MoneytoLend.ca alone determines the fees of each financial product at its own discretion.

Renewals

Our reliable customers can renew after a grace period, to issue them time to terminate a past advance before the instalment of their new loan begins.

Missed payments and credit rating

All missed payments will be postponed to the end of your contract, and will acquire a charge of $40 for insufficient funds, as indicated in the contract. This won’t have an effect on your credit rating with our company. In the case that you have to postpone a payment, you must contact us 48 hours prior to; this deferral will bring about a fee and will be postponed to the end of your contract. Conscientious repayment of loans will guarantee impeccable service; the renewal of your loan is always problem-free.

Responsible Collections

Our company uses responsible collection practices. If you are not able to make your payments, our collections agents can terminate your installment plan and will use various methods to gather the cash due. The installments that are cancelled will impose interests on the unpaid balance of your loan. The borrower is in charge of all legal charges required for gathering the funds owed. Non-recovered debts will be indicted to the full extent of the law.

Responsible Loan Policy

All applications are subject to a filtering process, with the objective of guaranteeing that the borrower has sufficient income to repay the credit. This includes but is not limited to: verifying that your monthly salary is sufficient for repaying the loan and qualifies for such a loan; that you don’t have an outstanding amount of charges for insufficient funds in your bank account; that you don’t have an unreasonable number of preauthorized installments charged to your bank account which can interfere with your ability to pay your loan in the time designated. If you don’t meet one of these criteria, the application for your loan will be denied.

Warning

Please borrow responsibly. We provide you with the resources that you need to get through difficult times. However, the interest rate is higher than rates at local banks. These loans should not be undertaken except when you don’t have other options to obtain financial assistance and must be used as least often as possible. When it is undertaken consciously, this loan can be the right solution for you. Nevertheless, the fact of undertaking a high number of short-term loans can cause serious financial problems and an insupportable debt load.

Customer Testimonials

A friend referred the cash brokers to me when I was out of money, they were very discreet and professional, I used them for about 2 months and had no problems throughout that period, I highly recommend!
James F.July 22, 2022
James F.
I was looking through the paper when I had some $$ problems and landed on the Money To Lend, they were able to listen to my concerns and gave me all the necessary answers to feel like it was worth a try. Been 3 months and no complaints.
Mike G.April 3, 2022
Mike G.
I found them in the yellow pages. I was unsure as to how safe and professional they would be, however once I applied online and got a call back, and got to speak to a real person, things seemed a lot more secure. In the last 2 years I've needed their help on 3 occasions and haven't had a problem, they are very reliable!
Nancy M.January 10, 2022
Nancy M.
I have used the Money To Lend for the last 3 years, on various occasions, needed some financial relief do to pilling up bills and what not. At first I went through all the forms and sent them everything they needed, once I had a file and good standings with them, getting money was a breeze. Thanks for all the help. I have used the Money To Lend for the last 3 years, on various occasions, needed some financial relief do to pilling up bills and what not. At first I went through all the forms and sent them everything they needed, once I had a file and good standings with them, getting money was a breeze. Thanks for all the help.
Jesse T.March 10, 2021
Jesse T.