We prioritize applicants who receive a salary by direct deposit.

That being said, we do have clients who are self employed.

You can apply for a loan online thanks to our application form.

You can also call us at 1-855-822-2274, or write us at info@moneytolend.ca.

• You are 22 years or older
• You have a stable salary of $1800/month or more
• You have been employed for more than 3 months
• You are a Canadian resident
• You are paid by direct deposit in a Canadian bank account
• You don’t have excessive bad payments in your account
• You don’t have an overly high level of short-term debts

• You are under a consumer proposal or voluntary deposit
• You have unstable work
• You have supplied incomplete required documents or erroneous information
• your debt ratio is to high

Funds can be deposited into your account usually within 4 hrs of finalized application.

We can also send funds almost instantaneously via interact e-transfer for an additional fee.

Loan companies that we work with offer:

• An annual interest rate of 22% (APR)
• In case of payment default, the applicable interest rate is 1.83%/month, meaning 22% per year (APR)
• Bounced cheque fee – $40
• NSF fee for eft – 40$
• You can delay a payment by paying a fee equivalent to your membership fee or guarantor fee.
• Membership fees and or guarantor fees are applicable and charged based on your payday cycle. Fee amounts vary based on loan amount.

We will proceed to collect funds by every legal means possible, if we are unsuccessful, the debt will be sold to a collections agency.